Pelatihan Pengelolaan Keuangan untuk Keluarga : Mengelola Resiko dan Cerdas Finansial
DOI:
https://doi.org/10.33394/jpu.v5i3.11243Keywords:
Financial Planning, Family Financials, Financial Security, Debt Management.Abstract
This community service activity aims to increase the knowledge and skills of parents of Bandung Baptist Christian Junior High School students regarding families' financial planning and management to avoid family financial risk. This community service implementation method uses training with 25 participants, who are parents of students. The evaluation of this community service activity was carried out by conducting a survey to measure the reaction of participants, their knowledge level, and their change intention. Descriptive analysis was performed on the data collected. The results of the community service activity showed that more than 96% of the participants who attended found the activity relevant to their conditions. Additionally, 62% of the participants experienced an increase in knowledge regarding the concept of financial management, and all participants committed to taking concrete actions to improve their family's financial conditions, including avoiding debt, making financial records, using an application to simplify financial management, and setting a budget (financial prioritization).
References
Duarte, B. L., & Ratnawati, T. (2023). Family Financial Planning: Financial Technology and Financial Literacy. Proceeding International Conference on Economic Business Management, and Accounting (ICOEMA)-2023, 308–314.
Hartarto, R. B., Utami, Y., Ani, S., Setiawati, P., Wibowo, W. T., Adum, D., & Lorenza, D. G. (2022). Peningkatan Literasi Keuangan Ibu Rumah Tangga melalui Penggunaan Aplikasi Perencanaan Keuangan Keluarga. Prosiding Seminar Nasional Program Pengabdian Masyarakat, 589–594. https://prosiding.umy.ac.id/semnasppm/index.php/psppm/article/view/1092
Klapper, L., Lusardi, A., & Oudheusden Van, P. (2015). Financial literacy around the world: Global Financial Literacy survey. Financial Literacy around the World, 1–27. https://gflec.org/wp-content/uploads/2015/11/3313-Finlit_Report_FINAL-5.11.16.pdf?x56258
Kurniasih, U. (2023). Manajemen Keuangan Rumah Tangga Pada Kelompok Pemberdayaan Dan Kesejahteraan Keluarga (PKK) Batang Pekalongan. Journal of Community Service and Empowerment, 4(1), 1–9.
Nur, N., Anatan, L., Veronica, M. S., Ida, I., & Sunjaya, A. (2021). Pelatihan Mengelola Utang dan Persiapan Pensiun untuk Karyawan PT Atrya Swascipta Rekayasa. E-Dimas: Jurnal Pengabdian Kepada Masyarakat, 12(4), 628–633. https://doi.org/10.26877/e-dimas.v12i4.5800
Puspita, L. M. N., Coryanata, I., Marietza, F., & Bahri, S. (2021). Literasi Digital dalam Rangka Peningkatan Kemampuan Manajemen Keuangan Keluarga bagi Ibu-Ibu Rumah. Abdi Reksa, 2(2), 7–14. https://ejournal.unib.ac.id/abdireksa/article/view/15900
Ramlawati, R., Mulang, H., & Serang, S. (2022). Literasi Manajemen Keuangan Keluarga dalam Mengatasi Maraknya Tawaran Pinjaman Online pada Ibu Rumah Tangga di Desa Paddinging Kabupaten Takalar. Celebes Journal of Community Services, 1(2), 20–26. https://doi.org/10.37531/celeb.v1i2.237
Salam, S., Indrayani, S., Khaliq, A., & Mira, M. (2023). Tatakelola Keuangan Rumah Tangga Islami Menggunakan Aplikasi Money Lover Sebagai Upaya Peningkataan Manajemen Resiko Keuangan Keluarga. Jurnal Pengabdian UNDIKMA, 4(1), 159. https://doi.org/10.33394/jpu.v4i1.6694
Septika, B. H., Krisnahadi, T., Aryani, M., Wulandari, Y. E., & Mashami, R. A. (2020). Pelatihan Literasi Keuangan Dalam Meningkatkan Kesejahteraan Keluarga Bagi Ibu Rumah Tangga di Desa Bajur Kabupaten Lombok Barat. Jurnal Pengabdian UNDIKMA, 1(2), 149. https://doi.org/10.33394/jpu.v1i2.3102
Setiawan, B. (2019). Pelatihan Literasi Keuangan Generasi Milenial Di Palembang. Jurnal Pengabdian Sriwijaya, 7(4), 882–887. https://doi.org/10.37061/jps.v7i4.12352
Suryono, R. R., Budi, I., & Purwandari, B. (2021). Detection of fintech P2P lending issues in Indonesia. Heliyon, 7(4), e06782. https://doi.org/10.1016/j.heliyon.2021.e06782
Susilawati, C. D. K., Tin, S., Carolina, Y., Rajagukguk, S. M., Veronica, M. S., & Anatan, L. (2022). Pelatihan Pengelolaan Hutang Keluarga Bagi Jemaat GKPS Bandung. Dedication : Jurnal Pengabdian Masyarakat, 6(1), 21–24. https://doi.org/10.31537/dedication.v6i1.653
Tanoto, S., & Evelyn, E. (2019). Financial Knowledge, Financial Wellbeing, and Online Shopping Addiction Among Young Indonesians. Jurnal Manajemen Dan Kewirausahaan, 21(1), 32–40. https://doi.org/10.9744/jmk.21.1.32-40
Wardiningsih, R., Wahyuningsih, B. Y., & Sugianto, R. (2021). Pelatihan Pengelolaan Keuangan Bagi Pelaku UMKM Penerima BPUM Sebagai Dampak Covid-19 Di Desa Jenggik Kecamatan Terara. Nusantara, 3(2), 258–266.
Zaniarti, S., Margaretha, M., Saragih, S., Mariana, A., Kristine, F., & Setiawan, R. (2022). Pembekalan Perencanaan Keuangan Keluarga Bagi Pendidikan Anak untuk Orang Tua Sekolah Baptis di Kota Bandung. GERVASI: Jurnal Pengabdian Kepada Masyarakat, 6(1), 82–91. https://doi.org/10.31571/gervasi.v6i1.2884
Downloads
Published
How to Cite
Issue
Section
Citation Check
License
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License (CC BY-SA 4.0) that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.Â
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
