The Mediating Role of Digital Financial Literacy : Examining How Problem Based Learning Influences Consumption Decision Making Among Adolescents

Authors

  • Desy Wulan Ayuning Gumilar Universitas Sebelas Maret Surakarta, Indonesia
  • Khresna Bayu Sangka Universitas Sebelas Maret Surakarta, Indonesia
  • Salman Alfarisy Totalia Universitas Sebelas Maret Surakarta, Indonesia

DOI:

https://doi.org/10.33394/jk.v10i3.12217

Keywords:

Problem Based Learning, Digital Financial Literacy, Decision Making.

Abstract

This study aims to analyze the role of digital financial literacy in mediating problem-based learning in adolescents' consumption decision-making. The research method used a survey with a quantitative approach. The population consists of tenth-grade high school students, sampled using purposive sampling from classes that had undergone problem-based learning in economics subjects covering (1) consumption and (2) financial literacy and prioritizing scales, resulting in 142 respondents. The instrument in this study was a questionnaire on Google Forms, which was  distributed via QR code. The data was analyzed using SPSS 25. The results obtained by digital financial literacy can significantly mediate problem-based learning in adolescent consumption decision-making with a Z value of 3.003 > 1.96 and sig 0.002 < 0.05. Integrating digital financial literacy in problem-based learning can synergize to improve students' critical thinking, which gives them the ability to make smart consumption decisions regarding their consumption activities.

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2024-09-18

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Gumilar, D. W. A., Sangka, K. B., & Totalia, S. A. (2024). The Mediating Role of Digital Financial Literacy : Examining How Problem Based Learning Influences Consumption Decision Making Among Adolescents. Jurnal Kependidikan: Jurnal Hasil Penelitian Dan Kajian Kepustakaan Di Bidang Pendidikan, Pengajaran Dan Pembelajaran, 10(3), 976–987. https://doi.org/10.33394/jk.v10i3.12217

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Vol. 10 No. 3 (2024): September

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