Financial Literacy Ability in Solving Mathematical Problems (Case Study of Bugisneese Gender Differences)

Authors

  • Arma Wangsa Mathematics Education Department, Faculty of Mathematics and Natural Science, Universitas Negeri Yogyakarta, Indonesia
  • Heri Retnawati Mathematics Education Department, Faculty of Mathematics and Natural Science, Universitas Negeri Yogyakarta, Indonesia http://orcid.org/0000-0002-1792-5873
  • Ariyadi Wijaya Mathematics Education Department, Faculty of Mathematics and Natural Science, Universitas Negeri Yogyakarta, Indonesia http://orcid.org/0000-0002-2681-0250
  • Asrul Nur Iman Communication Science Department, Faculty of Communication Science, Universitas Bhayangkara Jakarta Raya, Indonesia http://orcid.org/0000-0001-5873-817X
  • Sitti Mutia Umasugi Mathematics Education Department, Faculty of Mathematics and Natural Science, Universitas Negeri Yogyakarta, Indonesia http://orcid.org/0000-0002-4749-7494

DOI:

https://doi.org/10.33394/jk.v9i1.7191

Keywords:

Financial Literacy, Mathematical Ability, Bugisneese Gender.

Abstract

This study aims to analyze students' financial literacy abilities in terms of Bugisneese gender differences (oroane, makkunrai, calabai, and calalai) in solving math problems using a survey method of 309 XI graders of public senior high schools in Soppeng Regency, South Sulawesi Province. The data collection techniques were carried out using a financial literacy test and gender diversity questionnaires. The collected data were analyzed using ANOVA with the help of IBM SPSS Statistics 25 (trial version). The research results showed that there were differences in students' financial literacy abilities, especially between students with an oroane and makkunrai gender tendency. The financial literacy abilities of students who tend to gender with feminine roles (makkunrai and calabai) are better than students who tend to gender with masculine roles (oroane and calalai). These results construct the knowledge that differences in students' financial literacy abilities in terms of solving mathematics problems do not only occur in sex differences (binary gender roles) cases but also involve differences in non-binary gender roles. Therefore, gender role differences need to be considered in integrating learning mathematics with financial literacy.

Author Biographies

Arma Wangsa, Mathematics Education Department, Faculty of Mathematics and Natural Science, Universitas Negeri Yogyakarta

Mathematics Education Department, Faculty of Mathematics and Natural Science, Universitas Negeri Yogyakarta

Heri Retnawati, Mathematics Education Department, Faculty of Mathematics and Natural Science, Universitas Negeri Yogyakarta

Mathematics Education Department, Faculty of Mathematics and Natural Science, Universitas Negeri Yogyakarta

Ariyadi Wijaya, Mathematics Education Department, Faculty of Mathematics and Natural Science, Universitas Negeri Yogyakarta

Mathematics Education Department, Faculty of Mathematics and Natural Science, Universitas Negeri Yogyakarta

Asrul Nur Iman, Communication Science Department, Faculty of Communication Science, Universitas Bhayangkara Jakarta Raya

Communication Science Department, Faculty of Communication Sciense, Universitas Bhayangkara Jakarta Raya

Sitti Mutia Umasugi, Mathematics Education Department, Faculty of Mathematics and Natural Science, Universitas Negeri Yogyakarta

Mathematics Education Department, Faculty of Mathematics and Natural Science, Universitas Negeri Yogyakarta

References

Amar, S., & Sulastri, A. (2020). The Pinisi: A Study on the Development of Boat Technology. Journal of Physics: Conference Series, 1539(1), 12069. https://doi.org/10.1088/1742-6596/1539/1/012069

Amezcua, A. V., & Everardo, J. A. H. (2017). Financial Literacy and Mathematics: A Study Among Young Mexican High School Students. Revista Mexicana de Economía y Finanzas, 12(2), 1–22.

Ansar. (2017). A Pattern of Organization Management of Entrepreneurial Bugis Merchants Rice Trade in South Sulawesi, Indonesia. Asian Journal of Social Sciences and Management Studies, 4(2), 100–106. https://doi.org/10.20448/journal.500.2017.42.100.106

Ansar, U. F., Yahya, M., Yusriadi, Y., & Bin-Tahir, S. Z. (2019). Institutional Economic Analysis Of Bugis Merchants In The Inter-Island Trade. International Journal of Scientific & Technology Research, 8(8), 149–152.

Bahfiarti, T., Theriady, A. A. Z., Akmalia, D., & Sabir, T. A. (2021). Penggunaan Media Sosial pada Calabai di Sulawesi Selatan. Jurnal Komunikasi Global, 10(2), 197–213. https://doi.org/10.24815/jkg.v10i2.22343

Bottazzi, L., & Lusardi, A. (2020). Stereotypes in Financial Literacy: Evidence from PISA. In JEL No. G53 (No. 28065). https://doi.org/10.3386/w28065

Brookhart, S. M., & Nitko, A. J. (2011). Educational assessment of students (6th ed.). Pearson Education, Inc.

Brown, M., Henchoz, C., & Spycher, T. (2018). Culture and financial literacy: Evidence from a within-country language border. Journal of Economic Behavior & Organization, 150, 62–85. https://doi.org/10.1016/j.jebo.2018.03.011

Budhi, S. (2015). Bugis Pagatan: Migration, Adaptation and Identity. IOSR Journal Of Humanities And Social Science (IOSR-JHSS), 20(5), 71–78. https://doi.org/10.9790/0837-20517178

Butler, J. (1999). Gender Trouble. Routledge Taylor & Francis Group. https://doi.org/10.4324/9780203902752

Cohen, L., Manion, L., & Morrison, K. (2018). Research Methods in Education. Routledge Taylor & Francis Group.

Davies, S. G. (2007). Challenging Gender Norms : Five Genders Among Bugis in Indonesia. In Case studies in cultural anthropology. Thomson Wadsworth.

Davies, S. G. (2010). Gender Diversity in Indonesia: Sexuality, Islam and queer selves. In Gender Diversity in Indonesia: Sexuality, Islam and Queer Selves. Routledge Taylor & Francis Group. https://doi.org/10.4324/9780203860953

De Beckker, K., De Witte, K., & Van Campenhout, G. (2020). The Role of National Culture in Financial Literacy: Crossâ€Country Evidence. Journal of Consumer Affairs, 54(3), 912–930. https://doi.org/10.1111/joca.12306

Diansyah, N. M., Belasunda, R., & Hendiawan, T. (2018). Konstruksi Relasi Gender Suku Bugis pada Karakter Emma dalam Film Athirah (2016). Jurnal Penelitian Pendidikan, 18(3), 354–360. https://doi.org/10.17509/jpp.v18i3.15007

Driva, A., Lührmann, M., & Winter, J. (2016). Gender Differences and Stereotypes in Financial Literacy: Off to an Early Start. Economics Letters, 146, 143–146. https://doi.org/10.1016/j.econlet.2016.07.029

Fuadi, A. (2020). Keragaman Dalam Dinamika Sosial Budaya Kompetensi Sosial Kultural Perekat Bangsa. Deepublish.

Gunawan, M. A. (2015). Statistik Penelitian Bidang Pendidikan, Sosial dan Psikologi. In Parama Publishing. Parama Publishing. https://id1lib.org/book/2590684/b5881d

Hasler, A., & Lusardi, A. (2017). The Gender Gap in Financial Literacy: A Global Perspective. Global Financial Literacy Excellence Centre. www.gflec.org

Huston, S. J. (2010). Measuring Financial Literacy. Journal of Consumer Affairs, 44(2), 296–316. https://doi.org/10.1111/j.1745-6606.2010.01170.x

Hyde, J. S., Bigler, R. S., Joel, D., Tate, C. C., & van Anders, S. M. (2019). The Future of Sex and Gender in Psychology: Five Challenges to the Gender Binary. American Psychologist, 74(2), 171. https://doi.org/10.1037/amp0000307

Ibrokhimovich, F. J. (2022). Teaching Mathematics in Elementary School: Issues and Solutions. Eurasian Journal of Learning and Academic Teaching, 4, 84–87.

Iman, A. N., Mulyana, D., Pratama, A. G., & Novianti, E. (2018). A Study of Transvestites: The Self-Presentation of Bissu. Journal of Social Sciences Research, Specialissue2, 70–75.

Iman, A. N., Mulyana, D., Pratama, A. G., & Novianti, E. (2021). Bissu As Heirloom Keeper : How Is Their Gender Identity Constructed ? LINGUISTICA ANTVERPIENSIA, 3, 1943–1959.

Jeheman, A. A., Gunur, B., & Jelatu, S. (2019). Pengaruh Pendekatan Matematika Realistik terhadap Pemahaman Konsep Matematika Siswa. Mosharafa: Jurnal Pendidikan Matematika, 8(2), 191–202. https://doi.org/10.31980/mosharafa.v8i2.454

Kuswanti, H., & Ulfah, M. (2021). Gerakan Literasi Finansial di SMA Kabupaten Kubu Raya Kalimantan Barat. Ekuitas: Jurnal Pendidikan Ekonomi, 9(1), 1–8. https://doi.org/10.23887/ekuitas.v9i1.32710

Millar, S. B. (1983). On Interpreting Gender in Bugis Society. American Ethnologist Society, 10(3), 477–493. https://doi.org/10.1525/ae.1983.10.3.02a00050

Nagoshi, J. L., & Nagoshi, C. T. (2014). Gender and sexual identity: Transcending feminist and queer theory. In The Cambridge Introduction to Modern British Fiction, 1950–2000. Springer Science & Business Media. https://doi.org/https://doi.org/10.1007/978-1-4614-8966-5

Nasir, A. H. K., & Widiyono, A. (2022). Pengaruh Pola Asuh Orang Tua terhadap Hasil Belajar Matematika di Sekolah Dasar. Journal on Teacher Education, 3(3), 365–373. https://doi.org/0000-0002-2852-5795

Nurohim, S. (2018). Identitas dan Peran Gender pada Masyarakat Suku Bugis. Sosietas, 8(1). https://doi.org/10.17509/sosietas.v8i1.12499

Nuryadi, Astuti, T. D., Utami, E. S., & Budiantara, M. (2017). Dasar-Dasar Statistik Penelitian. Sibuku Media.

OECD. (2016). PISA 2015 Results (Volume I): Excellence and Equity in Education: Vol. I. OECD Publishing. https://doi.org/10.1787/9789264266490-5-en

OECD. (2017). PISA 2015 Assessment and Analytical Framework: Science, Reading, Mathematic, Financial Literacy and Collaborative Problem Solving, revised edition, PISA. In OECD Publishing. OECD Publishing. https://doi.org/10.1787/9789264281820-en

OECD. (2019a). Country Note Programme for International Student Assesment (PISA) Results from 2018 (PISA 2018). OECD Publishing.

OECD. (2019b). PISA 2018 Assessment and Analytical Framework. In OECD Publishing. OECD Publishing. https://doi.org/10.1787/b25efab8-en

OECD. (2020). PISA 2018 Results: Are Students Smart about Money? In OECD Publishing: Vol. IV. https://doi.org/10.1787/48ebd1ba-en

Okamoto, S., & Komamura, K. (2021). Age, gender, and financial literacy in Japan. PloS One, 16(11), e0259393. https://doi.org/10.1371/journal.pone.0259393

Otoritas Jasa Keuangan. (2020). Survei Nasional Literasi dan Inklusi Keuangan Indonesia 2019. Survey Report. www.ojk.go.id

Pelras, C. (1996). The Bugis. In Choice Reviews Online. Blackwell Publishers.

Pradipta, A. D., & Resen, P. T. K. (2020). Representasi Transgender pada Novel Calabai: Perempuan dalam Tubuh Lelaki. Warta Ikatan Sarjana Komunikasi Indonesia, 3(02), 103–111. https://doi.org/10.25008/wartaiski.v3i02.66

Rahmah, N. (2013). Hakikat Pendidikan Matematika. Al-Khwarizmi: Jurnal Pendidikan Matematika Dan Ilmu Pengetahuan Alam, 1(2), 1–10. https://doi.org/doi.org/10.24256/jpmipa.v1i2.88

Ramli, U., & Basri, L. (2021). Peran Gender Pada Masyarakat Bugis. Jurnal Noken: Ilmu-Ilmu Sosial, 7(1), 78–89. https://doi.org/10.33506/jn.v7i1.1524

Sarumaha, M., Harefa, D., Ziraluo, Y. P. B., Fau, A., Fau, Y. T. V., Bago, A. S., Telambanua, T., Hulu, F., Telaumbanua, K., & Lase, I. P. S. (2022). Penggunaan Model Pembelajaran Artikulasi Terhadap Hasil Belajar Siswa pada Mata Pelajaran IPA Terpadu. Aksara: Jurnal Ilmu Pendidikan Nonformal, 8(3), 2045–2052. https://doi.org/10.37905/aksara.8.3.2045-2052.2022

Sastrawati, N. (2018). Laki-Laki dan Perempuan Identitas yang Berbeda: Analisis Gender dan Politik Perspektif Post-Feminisme. Alauddin Press. https://id1lib.org/book/5996253/a62273?dsource=recommend

Skagerlund, K., Lind, T., Strömbäck, C., Tinghög, G., & Västfjäll, D. (2018). Financial Literacy and the Role of Numeracy–How Individuals’ Attitude and Affinity with Numbers Influence Financial Literacy. Journal of Behavioral and Experimental Economics, 74, 18–25. https://doi.org/10.1016/j.socec.2018.03.004

Sovitriana, R. (2020). Kajian Gender dalam Tinjauan Psikologi. In Angewandte Chemie International Edition, 6(11), 951–952. (Vol. 13, Issue April). Uwais Inspirasi Indonesia.

Suardi, M. (2018). Belajar & Pembelajaran (1st ed.). Deepublish.

Tinghög, G., Ahmed, A., Barrafrem, K., Lind, T., Skagerlund, K., & Västfjäll, D. (2021). Gender Differences in Financial Literacy: The Role of Stereotype Threat. Journal of Economic Behavior & Organization, 192, 405–416. https://doi.org/10.1016/j.jebo.2021.10.015

Yu, K.-M., Wu, A. M., Chan, W.-S., & Chou, K.-L. (2015). Gender Differences in Financial Literacy Among Hong Kong Workers. Educational Gerontology, 41(4), 315–326. https://doi.org/10.1080/03601277.2014.966548

Downloads

Published

2023-03-16

How to Cite

Wangsa, A., Retnawati, H., Wijaya, A., Iman, A. N., & Umasugi, S. M. (2023). Financial Literacy Ability in Solving Mathematical Problems (Case Study of Bugisneese Gender Differences). Jurnal Kependidikan: Jurnal Hasil Penelitian Dan Kajian Kepustakaan Di Bidang Pendidikan, Pengajaran Dan Pembelajaran, 9(1), 296–304. https://doi.org/10.33394/jk.v9i1.7191

Issue

Vol. 9 No. 1 (2023): March

Section

Articles

Citation Check

License

License and Publishing Agreement
In submitting the manuscript to the journal, the authors certify that:
  • They are authorized by their co-authors to enter into these arrangements.
  • The work described has not been formally published before, except in the form of an abstract or as part of a published lecture, review, thesis, or overlay journal.
  • That it is not under consideration for publication elsewhere,
  • That its publication has been approved by all the author(s) and by the responsible authorities – tacitly or explicitly – of the institutes where the work has been carried out.
  • They secure the right to reproduce any material that has already been published or copyrighted elsewhere.
  • They agree to the following license and publishing agreement.
Copyright
Authors who publish with JK agree to the following terms:
  1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License (CC BY-SA 4.0) that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal. 
  2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
  3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
Licensing for Data Publication
JK use a variety of waivers and licenses, that are specifically designed for and appropriate for the treatment of data:
Other data publishing licenses may be allowed as exceptions (subject to approval by the editor on a case-by-case basis) and should be justified with a written statement from the author, which will be published with the article.

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.